New York Title Insurance Rates

Zone 2 - Effective August 1, 2015

Albany, Bronx, Columbia, Dutchess, Greene, Kings, Nassau, New York, Orange, Putnam, Queens, Rensselaer, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester Counties

Amount of InsuranceOwnerLoan
  -  35,000   402.00   344.00  
35,001     -  50,000   402.00 + 6.67 / 1,000     344 + 5.55 / 1,000  
50,001     -  100,000   502.05 + 5.43 / 1,000     427.25 + 4.54 / 1,000  
100,001     -  500,000   773.55 + 4.36 / 1,000     654.25 + 3.64 / 1,000  
500,001     -  1,000,000   2,517.55 + 3.98 / 1,000     2,110.25 + 3.31 / 1,000  
1,000,001     -  5,000,000   4,507.55 + 3.66 / 1,000     3,765.25 + 3.05 / 1,000  
5,000,001     -  10,000,000   19,147.55 + 3.25 / 1,000     15,965.25 + 2.71 / 1,000  
10,000,001     -    15,000,000   35,397.55 + 3.07 / 1,000     29,515.25 + 2.55 / 1,000  
  15,000,000     -    50,747.55 + 2.76 / 1,000     42,265.25 + 2.31 / 1,000  
 

Simultaneous Mortgage

When Owners* and Mortgage Policies are being issued pursuant to the same closing, the Mortgage Policy shall be issued at a reduced rate known as the Simultaneous Mortgage Rate.

The Owners* Policy is charged the full Owners Rate and the Simultaneous Mortgage Policy is charged at 30% of the applicable Mortgage Rate up to the amount of the Owners Policy, Any excess is charged at the full Mortgage Rate.

*Owners Policy also applies to Leasehold Policies and Construction Loan Policies,

Refinance/Subordinate Mortgage

A Refinance or Subordinate Mortgage Policy issued within ten years of a previously insured mortgage or fee interest where the premises are identical, there has been no change of ownership, and the amount is less than $250,000 shall be charged 50% of the Mortgage Rate on the liability up to the amount of the existing indebtedness and 100% of the Mortgage Rate on any liability in excess of the existing Indebtedness.

A Refinance or Subordinate Mortgage Policy issued within ten years of a previously insured mortgage or fee interest where the premises are identical, there has been no change of ownership, and the amount is more than $250,000 shall be charged 70% of the Mortgage Rate on the liability up to the amount of the existing Indebtedness and 100% of the Mortgage Rate on any liability in excess of the existing Indebtedness.

Page written November 11, 1998, Last Updated April 5, 2015

Copyright 1998 - 2016 by, Alpha Advertising, All rights reserved.

Return to the New York Title Insurance Web Site